.mcax-page{--mcax-paper:#f5f8f7;--mcax-card:#ffffff;--mcax-ink:#12242a;--mcax-muted:#54696e;--mcax-teal:#0f5e63;--mcax-teal-bright:#0d8a7c;--mcax-navy:#1a3a5c;--mcax-gold:#b8892b;--mcax-gold-soft:#d4a846;--mcax-line:#dce5e3;--mcax-line-strong:#c2cfcc;--mcax-wash:#eaf1ef;--mcax-danger:#a4452e;--mcax-danger-wash:#f7ece8;background:var(--mcax-paper);color:var(--mcax-ink);font-size:17px;line-height:1.7}.mcax-page a{color:var(--mcax-teal);text-decoration:underline;text-underline-offset:3px}.mcax-page a:hover{color:var(--mcax-teal-bright)}.mcax-shell{max-width:1080px;margin:0 auto;padding:0 24px}.mcax-hero{padding:64px 0 40px}.mcax-kicker{font-size:12.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--mcax-teal);display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:0}.mcax-kicker:after{content:"";height:1px;width:64px;background:var(--mcax-gold-soft)}.mcax-page h1{font-family:var(--font-rubik),sans-serif;font-weight:700;font-size:clamp(34px,5vw,52px);line-height:1.12;letter-spacing:-.01em;margin:18px 0;color:var(--mcax-ink);max-width:21ch}.mcax-dek{font-size:19px;line-height:1.6;max-width:680px;margin:0 0 24px}.mcax-byline,.mcax-dek{color:var(--mcax-muted)}.mcax-byline{display:flex;align-items:center;gap:14px;flex-wrap:wrap;font-size:13.5px}.mcax-byline b{color:var(--mcax-ink);font-weight:600}.mcax-dot{width:3px;height:3px;border-radius:50%;background:var(--mcax-line-strong)}.mcax-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 360px;grid-gap:48px;gap:48px;align-items:center}.mcax-hero-img{border-radius:14px;overflow:hidden;border:1px solid var(--mcax-line)}.mcax-hero-img img{display:block;width:100%;height:auto}@media (max-width:991px){.mcax-hero-grid{grid-template-columns:1fr}.mcax-hero-img{max-width:480px}}.mcax-rigor{margin-top:28px;display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));border:1px solid var(--mcax-line);border-radius:10px;background:var(--mcax-card);overflow:hidden}.mcax-rigor>div{padding:16px 20px;border-left:1px solid var(--mcax-line)}.mcax-rigor>div:first-child{border-left:none}.mcax-rigor .mcax-n{font-size:24px;font-weight:700;color:var(--mcax-teal);line-height:1.2;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.mcax-rigor .mcax-l{font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--mcax-muted)}.mcax-rigor-note{font-size:13.5px;color:var(--mcax-muted);margin-top:10px;max-width:720px}.mcax-section{padding:52px 0}.mcax-section+.mcax-section{border-top:1px solid var(--mcax-line)}.mcax-label{font-size:12.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--mcax-muted);margin:0 0 10px}.mcax-page h2{font-weight:700;font-size:clamp(26px,3vw,34px);line-height:1.2;margin:0 0 16px}.mcax-page h2,.mcax-page h3{font-family:var(--font-rubik),sans-serif;color:var(--mcax-ink)}.mcax-page h3{font-weight:600;font-size:17px;margin:0 0 8px}.mcax-lede{color:var(--mcax-muted);max-width:720px}.mcax-chip{display:inline-block;font-size:11px;font-weight:650;letter-spacing:.08em;text-transform:uppercase;padding:3px 9px;border-radius:999px;vertical-align:2px;line-height:1.6}.mcax-chip-safe{background:var(--mcax-wash);color:var(--mcax-teal);border:1px solid var(--mcax-teal)}.mcax-chip-caution{background:transparent;color:var(--mcax-gold);border:1px solid var(--mcax-gold)}.mcax-chip-danger{background:var(--mcax-danger-wash);color:var(--mcax-danger);border:1px solid var(--mcax-danger)}.mcax-chip-ours{background:var(--mcax-gold-soft);color:#1f1503;border:1px solid var(--mcax-gold-soft)}.mcax-table-scroll{overflow-x:auto;border:1px solid var(--mcax-line);border-radius:10px;background:var(--mcax-card)}.mcax-table-scroll table{border-collapse:collapse;width:100%;min-width:720px;font-size:14.5px;margin:0}.mcax-table-scroll thead th{text-align:left;font-size:11.5px;font-weight:650;letter-spacing:.1em;text-transform:uppercase;color:var(--mcax-muted);padding:14px 16px;border-bottom:1px solid var(--mcax-line-strong);white-space:nowrap}.mcax-table-scroll tbody td{padding:14px 16px;border-bottom:1px solid var(--mcax-line);vertical-align:top}.mcax-table-scroll tbody tr:last-child td{border-bottom:none}.mcax-table-scroll tbody tr:hover{background:var(--mcax-wash)}.mcax-card{background:var(--mcax-card);border:1px solid var(--mcax-line);border-radius:12px;padding:28px;margin:0 0 22px;scroll-margin-top:130px}.mcax-card.mcax-warn{border-left:4px solid var(--mcax-danger)}.mcax-card.mcax-ours{border-color:var(--mcax-gold-soft);box-shadow:0 0 0 1px var(--mcax-gold-soft)}.mcax-card-head{display:flex;align-items:baseline;gap:16px;flex-wrap:wrap;margin-bottom:6px}.mcax-num{font-size:34px;line-height:1;font-weight:700;color:var(--mcax-gold);font-feature-settings:"tnum";font-variant-numeric:tabular-nums;flex:none;min-width:34px;font-family:var(--font-rubik),sans-serif}.mcax-card-title{flex:1 1 260px}.mcax-card-title h3{font-size:22px;font-weight:700;margin:0}.mcax-plain{font-size:14.5px;color:var(--mcax-muted);margin:3px 0 0;font-style:italic}.mcax-card-verdict{flex:none;padding-top:6px}.mcax-how{max-width:68ch;margin:12px 0 20px}.mcax-facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(168px,1fr));grid-gap:1px;gap:1px;background:var(--mcax-line);border:1px solid var(--mcax-line);border-radius:8px;overflow:hidden;margin:0 0 20px}.mcax-facts>div{background:var(--mcax-wash);padding:11px 14px}.mcax-facts dt{font-size:11px;font-weight:650;letter-spacing:.1em;text-transform:uppercase;color:var(--mcax-muted);margin:0 0 2px}.mcax-facts dd{margin:0;font-size:14px;font-weight:550;color:var(--mcax-ink)}.mcax-fit{display:grid;grid-template-columns:repeat(auto-fit,minmax(256px,1fr));grid-gap:22px;gap:22px}.mcax-fit h4{font-size:11.5px;font-weight:650;letter-spacing:.12em;text-transform:uppercase;margin:0 0 8px;font-family:var(--font-rubik),sans-serif}.mcax-fit .mcax-yes h4{color:var(--mcax-teal)}.mcax-fit .mcax-no h4{color:var(--mcax-danger)}.mcax-fit ul{margin:0;padding-left:18px;font-size:14.5px}.mcax-fit li{margin-bottom:6px;list-style:disc}.mcax-srcnote{margin-top:20px;padding-top:16px;border-top:1px dashed var(--mcax-line-strong);font-size:13px;color:var(--mcax-muted)}.mcax-srcnote b{color:var(--mcax-ink)}.mcax-case-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));grid-gap:16px;gap:16px;margin-top:24px}.mcax-case{background:var(--mcax-card);border:1px solid var(--mcax-line);border-radius:10px;padding:20px 22px;display:flex;flex-direction:column;gap:7px}.mcax-cite{font-size:11.5px;letter-spacing:.05em;color:var(--mcax-gold);text-transform:uppercase;font-weight:650}.mcax-case h3{font-size:16px;margin:0}.mcax-case p{font-size:14px;color:var(--mcax-muted);margin:0;flex:1 1}.mcax-takeaway{font-size:14px;color:var(--mcax-ink)!important;font-weight:550;flex:none!important}.mcax-case a{font-size:13px}.mcax-truth{border:1px solid var(--mcax-gold-soft);border-radius:12px;background:var(--mcax-card);padding:26px 30px;margin:24px 0;max-width:840px}.mcax-truth h3{font-size:20px;font-weight:700}.mcax-truth p{font-size:15.5px;max-width:68ch}.mcax-truth p:last-child{margin-bottom:0}.mcax-faq details{border-bottom:1px solid var(--mcax-line);padding:6px 0}.mcax-faq summary{cursor:pointer;font-weight:600;font-size:16px;padding:13px 0;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;color:var(--mcax-ink);font-family:var(--font-rubik),sans-serif}.mcax-faq summary::-webkit-details-marker{display:none}.mcax-faq summary:after{content:"+";font-size:20px;color:var(--mcax-teal);flex:none;font-weight:400}.mcax-faq details[open] summary:after{content:"\2212"}.mcax-faq .mcax-a{padding:0 0 18px;max-width:68ch;color:var(--mcax-muted);font-size:15.5px}.mcax-btn{display:inline-block;font-weight:650;font-size:15px;text-decoration:none!important;border-radius:8px;padding:13px 26px;font-family:var(--font-rubik),sans-serif;transition:transform .12s ease,box-shadow .12s ease}.mcax-btn-solid{background:var(--mcax-gold-soft);color:#1f1503!important}.mcax-btn-solid:hover{transform:translateY(-1px);box-shadow:0 4px 14px rgba(0,0,0,.2);color:#1f1503!important}.mcax-btn-teal{background:var(--mcax-teal-bright);color:#ffffff!important}.mcax-btn-teal:hover{transform:translateY(-1px);box-shadow:0 4px 14px rgba(13,138,124,.3);color:#ffffff!important}.mcax-btn-ghost{border:1px solid var(--mcax-line-strong);color:var(--mcax-ink)!important}.mcax-btn-ghost:hover{border-color:var(--mcax-teal);color:var(--mcax-teal)!important}@media (prefers-reduced-motion:reduce){.mcax-btn,.mcax-btn:hover{transition:none;transform:none}}.mcax-cta-band{background:var(--mcax-teal);border-radius:14px;padding:42px 36px;color:#ffffff;margin:16px 0 0}.mcax-cta-band h2{color:#ffffff;margin-bottom:8px}.mcax-cta-band p{opacity:.88;max-width:740px;color:#ffffff}.mcax-cta-actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:22px}.mcax-cta-band .mcax-btn-ghost{border-color:rgba(255,255,255,.45);color:#ffffff!important}.mcax-cta-band .mcax-btn-ghost:hover{border-color:#ffffff}.mcax-jump{border-top:1px solid var(--mcax-line);border-bottom:1px solid var(--mcax-line);background:var(--mcax-card)}.mcax-jump-row{display:flex;gap:8px;flex-wrap:wrap;padding:18px 0;font-size:13.5px}.mcax-jump a{text-decoration:none;color:var(--mcax-muted);padding:5px 13px;border:1px solid var(--mcax-line);border-radius:999px;white-space:nowrap}.mcax-jump a:hover{color:var(--mcax-teal);border-color:var(--mcax-teal)}.mcax-featured-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;grid-gap:36px;gap:36px;align-items:start}@media (max-width:991px){.mcax-featured-grid{grid-template-columns:1fr}}.mcax-featured-img{border-radius:10px;overflow:hidden;border:1px solid var(--mcax-line)}.mcax-featured-img img{display:block;width:100%;height:auto}.mcax-editorial{border-top:1px solid var(--mcax-line);padding:28px 0 12px;font-size:13px;color:var(--mcax-muted)}.mcax-editorial p{max-width:78ch}.mcax-calc{display:grid;grid-template-columns:5fr 6fr;grid-gap:0;gap:0;border:1px solid #d7dfe8;border-radius:14px;overflow:hidden;background:#fff;box-shadow:0 10px 34px rgba(15,33,55,.08)}.mcax-calc-side{padding:32px}.mcax-calc-contract{background:#f6f8fb;border-right:1px solid #d7dfe8}.mcax-calc-side-eyebrow{font-size:11px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:#0d8a7c;margin:0 0 6px}.mcax-calc-side-title{font-size:22px;color:#0f2137;margin:0 0 22px}.mcax-calc-field{display:block;margin-bottom:18px}.mcax-calc-field-label{display:block;font-size:14px;font-weight:700;color:#1a3a5c}.mcax-calc-field-term{display:block;font-size:12px;font-style:italic;color:#7b8a9c;margin:1px 0 7px}.mcax-calc-input-wrap{display:flex;align-items:center;background:#fff;border:1px solid #c3cedb;border-radius:8px;transition:border-color .15s ease,box-shadow .15s ease}.mcax-calc-input-wrap:focus-within{border-color:#0d8a7c;box-shadow:0 0 0 3px rgba(13,138,124,.15)}.mcax-calc-input-wrap>span{padding:0 4px 0 14px;color:#7b8a9c;font-size:16px}.mcax-calc-input-wrap input{width:100%;border:0;background:transparent;padding:13px 14px 13px 4px;font-size:18px;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-family:ui-monospace,SF Mono,Menlo,Consolas,monospace;color:#0f2137;min-width:0}.mcax-calc-input-wrap input:focus{outline:none}.mcax-calc-input-bad{border-color:#c98a00}.mcax-calc-field-hint{display:block;font-size:12.5px;color:#8a5a00;margin-top:6px}.mcax-calc-seg{display:grid;grid-template-columns:1fr 1fr 1fr;grid-gap:6px;gap:6px;margin-top:7px}.mcax-calc-seg button{padding:11px 8px;border:1px solid #c3cedb;border-radius:8px;background:#fff;color:#38465a;font-size:14px;font-weight:600;cursor:pointer;transition:all .15s ease}.mcax-calc-seg button small{display:block;font-weight:400;font-size:11px;color:#7b8a9c}.mcax-calc-seg button[aria-pressed=true]{background:#0f2137;border-color:#0f2137;color:#fff}.mcax-calc-seg button[aria-pressed=true] small{color:rgba(255,255,255,.6)}.mcax-calc-seg button:focus-visible{outline:2px solid #0d8a7c;outline-offset:2px}.mcax-calc-reset{border:0;background:none;padding:0;color:#0d8a7c;font-size:13px;text-decoration:underline;cursor:pointer}.mcax-calc-reset-note{font-size:13px;color:#7b8a9c;margin:0}.mcax-calc-form{border-top:3px double #0f2137;animation:mcax-calc-in .35s ease}@keyframes mcax-calc-in{0%{opacity:.35}to{opacity:1}}@media (prefers-reduced-motion:reduce){.mcax-calc-form{animation:none}}.mcax-calc-form-head{gap:10px;padding:9px 2px;font-size:10.5px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:#7b8a9c;border-bottom:1px solid #d7dfe8}.mcax-calc-form-head,.mcax-calc-row{display:flex;justify-content:space-between}.mcax-calc-row{align-items:baseline;gap:14px;padding:13px 2px;border-bottom:1px solid #e4eaf1}.mcax-calc-row-k{font-size:14px;font-weight:600;color:#1a3a5c}.mcax-calc-row-k em{display:block;font-style:normal;font-weight:400;font-size:12px;color:#7b8a9c}.mcax-calc-row-v{font-family:ui-monospace,SF Mono,Menlo,Consolas,monospace;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-size:19px;font-weight:700;color:#0f2137;white-space:nowrap}.mcax-calc-row-apr{border-bottom:1px solid #d7dfe8}.mcax-calc-row-apr .mcax-calc-row-v{font-size:40px;line-height:1.1}.mcax-calc-apr-mark{background:linear-gradient(180deg,transparent 8%,rgba(212,168,70,.42) 0,rgba(212,168,70,.42) 88%,transparent 0);padding:0 8px}.mcax-calc-form-foot{font-size:12.5px;color:#5a6b7f;padding:12px 2px 0;margin:0}.mcax-calc-form-empty{border-top:3px double #c3cedb;padding:22px 2px}.mcax-calc-form-empty p{color:#7b8a9c;font-size:14px;margin:0}.mcax-calc-next{margin:20px 0 0;font-size:14.5px;color:#38465a}@media (max-width:860px){.mcax-calc{grid-template-columns:1fr}.mcax-calc-contract{border-right:0;border-bottom:1px solid #d7dfe8}.mcax-calc-side{padding:24px 20px}.mcax-calc-row-apr .mcax-calc-row-v{font-size:32px}}